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КНИЖНЫЙ МИР

GOVERNANCE in Micro Finance Institutions   Andrew Francis

GOVERNANCE in Micro Finance Institutions

260 страниц. 2011 год.
LAP Lambert Academic Publishing
The efforts of the Micro Finance Institutions (MFIs) in delivering finance available to the poor is praiseworthy, noting the failure of the rural finance markets in achieving the same. Governance is identified as a key issue in microfinance. This research studied the six dimensions of good governance (Shared Strategic Vision and Mission, Board of Directors, Information Disclosure and Transparency, Audit and Internal Control, Stakeholders, and Performance) from the perspective of the beneficiaries as well as the CEOs of four leading MFIs in the State of Tamilnadu, India. The findings prove that the MFIs under study are doing remarkably well, though, of course, there are some grey areas. The Boards struggle to maintain the delicate balance required between its social objective of reaching out to the poor, and the financial objective of sustainability. The degree of disclosure and transparency in the MFIs is rather low. At the same time, the beneficiaries with great pride disclose...
 
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